Suraj's Post

🚨 A negative bank balance can be more dangerous than most people realize. Many account holders leave old savings accounts untouched for years, only to discover later that penalties and charges have accumulated in the background. What surprises many people is that RBI guidelines state banks cannot force savings accounts into a negative balance solely because of minimum balance penalty charges. Yet thousands of people still end up paying money simply because they are unaware of the rules. Before paying any negative balance amount, understand why the balance became negative, speak to your bank, and know your rights. Sometimes saving money is not about earning more, it’s about knowing the rules that already protect you. 💰

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This post was published on 01st June, 2026 by Suraj on his Instagram handle "@myfintaxofficial (MYFINTAX | Finance & Tax Educator | CA Suraj Soni)". Suraj has total 241.1K followers on Instagram and has a total of 3.1K post. Suraj receives an average engagement rate of 0.94% per post on Instagram. This post has received 144 comments which are greater than the average comments that Suraj gets. Overall the engagement rate for this post was lower than the average for the profile.