
If your CIBIL score is below 730, getting a loan after 2027 could become more difficult. 📉 RBI’s new Expected Credit Loss (ECL) framework will require banks to assess lending risks more carefully, which may lead to stricter checks for borrowers with weaker credit profiles. A good credit score could become even more important for loan approvals, credit limits, and interest rates in the coming years. Small financial habits today can have a big impact on your borrowing ability tomorrow. 💳 Save this post and check your credit score before your next loan application. 📌
This post was published on 10th June, 2026 by Suraj on his Instagram handle "@myfintaxofficial (MYFINTAX | Finance & Tax Educator | CA Suraj Soni)". Suraj has total 241.1K followers on Instagram and has a total of 3.1K post. Suraj receives an average engagement rate of 0.94% per post on Instagram. This post has received 1 comments which are lower than the average comments that Suraj gets. Overall the engagement rate for this post was lower than the average for the profile.