Punya's Post

Part 1 (The Budgeting) Back in 2020, I got handed over the keys to my brother’s first-gen KTM RC 390. That’s also when my college was coming to an end and I was looking to start earning. By 2022, the RC was started to become quite unreliable. It got so problematic that I used to plan for it to give up mid ride at any point. That’s when the thought of an upgrade first crossed my mind. I’ve always believed in taking things step by step, so a middleweight was the ideal move. But any superbike costs serious money by middle-class standards. Thus began the budget research. Looking at the used market, Rs 6-7 lakhs was the sum I needed. The big problem was that the resale of the RC was horrible. It was worth well under Rs 1 lakh and I had barely Rs 2-3 lakh in my savings, which I wasn’t going to burn all on one bike. The solution was a loan. I was earning around Rs 45,000 at the time, with big monthly expenses. So I decided a safe spot was an EMI of around Rs 15k. The math was simple: sell the RC for around 80-85k, put in 1 lakh from the savings, then take a loan for the rest with a Rs 15k EMI at most. That would leave me with enough wiggle room for overall expenses (Rs 7-10k yearly services, tires, and miscellaneous expenses). The next challenge was finding a bike. More on that in part 2. {how to buy a superbike in india, superbikes, fast bikes, triumph street triple, street triple, 765 rs, triumph, buying a superbike, used superbikes} #superbikeid

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This post was published on 05th June, 2026 by Punya on his Instagram handle "@ridef4stpuns (P)". Punya has total 1.4K followers on Instagram and has a total of 217 post.This post has received 18.9K Likes which are greater than the average likes that Punya gets. Punya receives an average engagement rate of 24.22% per post on Instagram. This post has received 223 comments which are greater than the average comments that Punya gets. Overall the engagement rate for this post was lower than the average for the profile. #superbikeid has been used frequently in this Post.