Suraj's Post

🚨 Biggest UPI update of 2026 could protect your money The RBI has proposed new rules that could change how UPI payments work and reduce fraud significantly. 📌 What’s being proposed: • Payments above ₹10,000 may be held for up to 1 hour • You can cancel within that time if you suspect a scam and get a full refund • This could help prevent a large share of online fraud cases There are also some important clarifications. This delay will not apply to merchant payments. It is mainly for peer-to-peer transfers. For senior citizens, high-value payments may require approval from a trusted person to reduce fraud risk. Another feature being discussed is a one-click option to pause all UPI transactions in emergencies. These changes are not fully implemented yet. But they signal a major shift toward safer digital payments. UPI made payments fast. Now it’s being designed to make them safer.

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This post was published on 18th April, 2026 by Suraj on his Instagram handle "@myfintaxofficial (MYFINTAX | Finance & Tax Educator | CA Suraj Soni)". Suraj has total 218.5K followers on Instagram and has a total of 3.0K post. Suraj receives an average engagement rate of 0.19% per post on Instagram. This post has received 0 comments which are lower than the average comments that Suraj gets. Overall the engagement rate for this post was lower than the average for the profile.