
💸 UPI transfers above ₹10,000 may not be instant There are discussions around adding a delay for higher-value UPI transactions to improve security. The idea is simple. Give users time to react in case of fraud. 📌 What’s being considered: • Possible delay of up to 1 hour for transfers above ₹10,000 • Applies mainly to new or first-time recipients • Aim is to prevent scams and accidental transfers This is not about slowing UPI. It is about making it safer. Instant payments are powerful. But controlled speed can reduce losses.
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