Vikas's Post

Health insurance is not a scam… but the way it is often sold can definitely feel like one. Almost every day, I receive 2–3 queries from people struggling with claim rejections — often without clear justification. In many cases: • Claims are delayed or rejected due to “missing documents” • Even when clients believe they’ve submitted everything • Or disclosures were not properly done at the time of purchase The real problem? Poor advice at the time of buying the policy. Today, many people buy insurance from: • Online platforms • Call center agents with sales targets Their focus is simple: sell the policy. But they often ignore critical aspects like: • Pre-existing diseases (PED) • Lifestyle habits • Actual coverage needs And here’s the harsh reality: The person who sells you the policy has zero control over your claim when you actually need it. The claims team is different. The process is complex. And reaching the right person is not easy for a common customer. So what’s the solution? 👉 Work with a professional advisor — someone experienced, accountable, and present for the long term. A good advisor will: ✔ Help you choose the right policy ✔ Ensure proper disclosures ✔ Guide you during claims ✔ Stand with you when it matters most Health insurance is not just a product — it’s a promise during your worst time. Choose wisely.

• 11 0
• 82.9K Followers
• 466 Posts
• 31 Average Likes
• 0.04% Eng. Rate

This post was published on 25th April, 2026 by Vikas on his Instagram handle "@vikasvaid_vhw (Vikas Vaid)". Vikas has total 82.9K followers on Instagram and has a total of 466 post.This post has received 11 Likes which are lower than the average likes that Vikas gets. Vikas receives an average engagement rate of 0.04% per post on Instagram. This post has received 0 comments which are lower than the average comments that Vikas gets. Overall the engagement rate for this post was lower than the average for the profile.