Vikas's Post

SWP magic - Don't withdraw your fund ‘I started my SIP in 2004, today it has grown to ₹2.18 Crores. I am 48 now, my monthly household expense is ₹60,000, and my son has a secure government job. Should I withdraw this money or is there a better way to plan my retirement?’ - someone asked Here’s the solution I gave him 👇 ✅ Instead of withdrawing everything, start an SWP (Systematic Withdrawal Plan). ✅ With just 12% annual returns, a ₹70,000 monthly SWP can last easily. 👉 In 12 years, he will withdraw ₹1 Crore and still have ₹6.88 Crores left in the fund! ✅ Even with ₹1 Lakh monthly SWP, after 12 years he’ll still have ₹5.90 Crores. This is how you enjoy your retirement without killing your wealth. 🙌 That’s the real power of SIP + SWP. 🚀 #SIP #MutualFunds #RetirementPlanning #FinancialFreedom #WealthCreatin #SWP #FinanceReels #MoneyTips #FinancialAdvisor #PassiveIncome

• #MutualFunds
• #FinancialFreedom
• #MoneyTips
• #WealthCreatin
• #SWP
• #PassiveIncome
• #SIP
• #FinanceReels
• #RetirementPlanning
• #FinancialAdvisor

• 22 2
• 84.2K Followers
• 389 Posts
• 39 Average Likes
• 0.05% Eng. Rate

This post was published on 02nd September, 2025 by Vikas on his Instagram handle "@vikasvaid_vhw (Vikas Vaid)". Vikas has total 84.2K followers on Instagram and has a total of 389 post.This post has received 22 Likes which are lower than the average likes that Vikas gets. Vikas receives an average engagement rate of 0.05% per post on Instagram. This post has received 2 comments which are lower than the average comments that Vikas gets. Overall the engagement rate for this post was lower than the average for the profile. #MutualFunds #FinancialFreedom #MoneyTips #WealthCreatin #SWP #PassiveIncome #SIP #FinanceReels #RetirementPlanning #FinancialAdvisor has been used frequently in this Post.