
If you’re using any kind of drugs, your insurance claim can be rejected. Insurers look for non-disclosure, intoxication, and risky behaviour — and when they find it, they protect the pool, not the person who hid the truth. Be honest, read the fine print, and don’t gamble your family’s security on silence. Disclaimer: This is educational content only and not legal, medical, or financial advice. Insurance policies vary — always check your policy wording and confirm claim rules with your insurer. If a claim is denied, consider contacting a legal advisor or your regulator. If you or someone you know is struggling with substance use, seek professional help immediately. (insurance, claim rejection, drugs, substance use, intoxication, policy terms, exclusions, medical records, non-disclosure, fraud, criminal activity, evidence, toxicology, blood test, drug test, policyholder, beneficiary, life insurance, health insurance, motor insurance, negligence, risky behavior, underwriting, claim investigation, denial, legal consequences, admissibility, rehabilitation, disclosure, consent)
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